Holland America loyalty guide

Holland America Mariner Society: Star Levels, Credits and Perks

Mariner Society is Holland America Line's loyalty program. You earn 1 Cruise Day credit per day sailed, double in a suite booked at a published fare, plus 1 bonus credit per $300 of eligible onboard spend (up to 1 per day sailed). The levels are 1-Star after your first cruise, 2-Star at 30 credits, 3-Star at 75, 4-Star at 200 and 5-Star at 500.

4-Star is where the perks change most: 50% off specialty dining surcharges, free laundry and pressing, and priority check-in. It takes 29 seven-day cruises in a standard cabin, or 15 in a suite or with the full spending bonus.

200 credits
For 4-Star: 29 seven-day cruises in a standard cabin, or 15 in a suite booked at a published fare.
+1 per $300
Bonus credit for eligible onboard spend, up to 1 per day sailed. Casino charges do not count.

By the CruiseLookup editorial team. We reviewed Holland America Line's official Mariner Society page and FAQ, its Casino Action page and the Holland America Match terms on Ocean Players Club, then ran the days-to-tier calculations shown below. Updated .

Earning credits

How Mariner Society Cruise Day credits are earned

Mariner Society counts days, with two bonuses on top. All three add up to your Cruise Day credits.

  • Days sailed: 1 credit per actual day sailed. Each overnight aboard counts as a day, so a 7-day cruise earns 7 credits. Inside, ocean view and balcony cabins all earn the same.
  • Suite bonus: double credits when you pay a published fare for a suite or penthouse. Paid or complimentary upgrades do not qualify. 3rd and 4th guests in the suite also get the suite bonus.
  • Onboard spending bonus: 1 bonus credit for each $300 of eligible onboard purchases, calculated on the combined folio for all guests on the booking, regardless of who signs each charge or pays the bill. Only the first two guests on the booking earn it, with a limit of one bonus credit per day sailed. 3rd and 4th guests do not earn it.
  • What counts toward the spending bonus: onboard purchases including the Crew Incentive Charge, Beverage Service Charge, taxes, shore excursions and gifts bought online or through Ship Services.
  • What does not count: all casino charges, cash advances, Future Cruise deposits and associated fees.
  • Alaska Cruisetours: you get credit for the total tour days, including land days. Pre- and post-cruise packages do not count.
  • Bookings that earn nothing: prize, charity, familiarization and working sailings earn no days or bonuses.

Everyone is enrolled automatically after their first completed cruise. Guests who have sailed Carnival, Princess, Cunard, Seabourn or Costa are enrolled as 1-Star Mariners when they first book Holland America. Credits cannot be transferred, and later star levels count only Holland America sailings and spending. Records can take 7 to 10 days to update after a cruise ends.

Sources: Holland America's Mariner Society page and Mariner Society FAQ.

Star levels

Mariner Society star levels and the days each one takes

Five levels, set by your total Cruise Day credits. The day counts below are the minimum days sailed at each earning rate, without the spending bonus.

1-Star1 completed cruise
Standard cabin (1/day)
1st cruise
Suite at published fare (2/day)
1st cruise

Mariner cocktail voucher, collectible gift, early booking onboard credit

2-Star30 credits
Standard cabin (1/day)
30 days
Suite at published fare (2/day)
15 days

Complimentary ship photo, 10% off select logo clothing

3-Star75 credits
Standard cabin (1/day)
75 days
Suite at published fare (2/day)
38 days

25% off specialty dining surcharges, welcome reception

4-Star200 credits
Standard cabin (1/day)
200 days
Suite at published fare (2/day)
100 days

50% off specialty dining surcharges, free laundry and pressing

5-Star500 credits
Standard cabin (1/day)
500 days
Suite at published fare (2/day)
250 days

2 complimentary specialty dinners, Thermal Suite day pass

CruiseLookup calculation. Days = threshold ÷ credits per day, rounded up. In a suite at 2 credits a day: 2-Star is 30 ÷ 2 = 15 days; 3-Star is 75 ÷ 2 = 37.5, so 38 days; 4-Star is 200 ÷ 2 = 100 days; 5-Star is 500 ÷ 2 = 250 days. 1-Star comes with your first completed cruise.

Separately, Holland America awards medallions on cruise days alone (suite and spending bonuses do not count): Bronze at 100 days, Silver at 300, Gold at 500 and Platinum at 700 or more.

Sources: Holland America's Mariner Society page.

Benefits

Mariner Society benefits by star level

Each level keeps the perks of the levels below it, except that at 4-Star the 50% dining and bar discounts, the free 3rd and 4th guest fares and 15% off logo clothing replace the smaller discounts from 3-Star and below. Benefits start with your second cruise, and a new level takes effect on your next Holland America cruise (on a Grand Voyage, for the rest of the current voyage).

1-Star

1 completed cruise
  • Up to $400 per stateroom in onboard spending money on cruises booked within 90 days of a new season launch
  • Collectible gift
  • Mariner cocktail voucher, usable any time during the cruise
  • 50% off cruise fares for 3rd and 4th guests, and free kids, on request on voyages of 14 days or shorter (not cruisetours)

2-Star

30 credits
  • 1-Star perks, plus:
  • Complimentary photo of the ship
  • 10% off select logo clothing

3-Star

75 credits
  • 2-Star perks, plus:
  • Discount on select spa treatments
  • Welcome Onboard Reception
  • 25% off specialty restaurant surcharges (Pinnacle Grill, Tamarind, Canaletto) and specialty coffees
  • 25% off mini-bar purchases and Sommelier Suite packages

4-Star

200 credits
  • 3-Star perks, plus (these replace the smaller discounts):
  • 50% off specialty restaurant surcharges, specialty coffees, mini-bar and Sommelier Suite packages (replaces the 25%)
  • Complimentary laundry and pressing (dry cleaning and express service are charged)
  • Priority check-in, tendering and disembarkation
  • Complimentary Regional Wine Tasting
  • Free cruise fares for 3rd and 4th guests, on request on voyages of 14 days or shorter (not cruisetours; replaces the 50% off)
  • 15% off select logo clothing (replaces the 10%)
  • 25% off the $55 per person Sel de Mer surcharge

5-Star

500 credits
  • 4-Star perks, plus:
  • Two complimentary dinners at Pinnacle Grill, Tamarind or Canaletto (cover charge only)
  • One Greenhouse Spa & Salon Thermal Suite day pass per cruise (select ships)
  • Up to US$30 toward an internet package (not pre-purchased internet or cruisetours)
  • Everyone on a booking gets the benefits of the highest-level Mariner on it. Guests sharing a stateroom on separate bookings each get their own level's benefits.
  • Specialty dining discounts do not apply to already discounted dining packages, special events, theme dinners, pop-up restaurants, Morimoto by Sea or restaurant packages.
  • Discounts are not available on certain reduced fares, such as employee or vendor rates.
CruiseLookup calculation. The 4-Star Sel de Mer discount is 25% of $55 = $13.75 off the surcharge per person.

Sources: Holland America's Mariner Society page. Perks are paraphrased; check the page for the full conditions.

Spending bonus

Worked example: what the onboard spending bonus adds

A couple takes a 7-day cruise in a balcony cabin, booked together. Their drinks, Beverage Service Charges, shore excursions and the Crew Incentive Charge all land on the booking's combined folio. Each guest earns 7 credits for the days sailed; the bonus depends on the folio total.

Spending bonus on a 7-day cruise in a standard cabin
Eligible combined folioBonus creditsCruise total (7 days + bonus)
$900310 credits
$1,500512 credits
$2,1007 (the cap)14 credits
$3,0007 (10 earned, capped at 7)14 credits
CruiseLookup calculation. Bonus credits = eligible combined folio ÷ $300, capped at 1 per day sailed. $1,500 ÷ $300 = 5. $2,100 ÷ $300 = 7, which is the cap on a 7-day cruise, so spend above $2,100 adds nothing more. $3,000 ÷ $300 = 10, capped at 7. $2,100 over 7 days is $300 a day. Holland America says the first two guests on the booking earn the bonus; its page does not spell out whether each of the two is credited the full amount, so check your Cruise Day total after the cruise.

Two things follow. First, the spending bonus can double a standard-cabin cruiser's pace, from 7 to 14 credits per 7-day cruise. Second, casino spending never counts, so money spent in the casino does nothing for Mariner status.

Sources: Holland America's Mariner Society page.

Worked examples

How long it takes to reach each star level

Four patterns, all 7-day cruises, for one of the first two guests on a booking. The "full spending bonus" columns assume at least $2,100 of eligible spend on the combined folio each cruise. Taking one cruise a year, the number of cruises is also the number of years.

2-Star30 credits
Standard cabin, no bonus
5 cruises
Standard cabin, full spending bonus
3 cruises
Suite, no bonus
3 cruises
Suite, full spending bonus
2 cruises
3-Star75 credits
Standard cabin, no bonus
11 cruises
Standard cabin, full spending bonus
6 cruises
Suite, no bonus
6 cruises
Suite, full spending bonus
4 cruises
4-Star200 credits
Standard cabin, no bonus
29 cruises
Standard cabin, full spending bonus
15 cruises
Suite, no bonus
15 cruises
Suite, full spending bonus
10 cruises
5-Star500 credits
Standard cabin, no bonus
72 cruises
Standard cabin, full spending bonus
36 cruises
Suite, no bonus
36 cruises
Suite, full spending bonus
24 cruises
CruiseLookup calculation. Credits per 7-day cruise: standard cabin 7; standard plus full bonus 7 + 7 = 14; suite 7 × 2 = 14; suite plus full bonus 14 + 7 = 21. Cruises needed = threshold ÷ credits per cruise, rounded up. 4-Star in a standard cabin: 200 ÷ 7 = 28.6, so 29 cruises (203 credits). 4-Star at 14 a cruise: 200 ÷ 14 = 14.3, so 15 cruises (210 credits). 4-Star at 21 a cruise: 200 ÷ 21 = 9.5, so 10 cruises (210 credits). 5-Star at 21 a cruise: 500 ÷ 21 = 23.8, so 24 cruises (504 credits). A couple cruising twice a year in a balcony with no bonus reaches 4-Star in year 15 (29 ÷ 2 = 14.5, rounded up).

The takeaway: 2-Star and 3-Star arrive within a few years for a regular cruiser, 4-Star is a long-term goal unless you book suites, spend onboard or take long voyages (a 28-day voyage earns 28 credits in a standard cabin), and 5-Star takes decades for a once-a-year cruiser.

Sources: Earning rates and thresholds from Holland America's Mariner Society page.

Lifetime status and changes

Lifetime status, and the overhaul flagged in 2025

Status does not appear to expire. Holland America's Mariner Society page lists no requalification rule, and The Points Guy reported in October 2024 that "Holland America customers do not have to requalify for status each year." Credits keep adding up across every Holland America cruise you take. Holland America's terms say it may modify or end the program, change benefits or end a membership at any time, with or without notice.

An overhaul was flagged in 2025. In a May 9, 2025 interview, The Points Guy reported that president Beth Bodensteiner called the current tiering system "outdated" and said the line planned to work on changes that year. No specific changes or dates were given.

As of October 15, 2026, we found no announced overhaul. The official page still shows the same five levels at 30, 75, 200 and 500 credits, the same earning rules and the same perks. If you are planning cruises around a status goal, recheck the official page before you book.

Sources: Holland America's Mariner Society page. Lifetime status and the president's remarks come from the press reports linked above.

Casino

Holland America casino: Players Club and the HAL Match program

The casino has its own program, Holland America Players Club, which is free to join: keep your card in the slot machine or hand it to the dealer at a table. It does not earn Mariner Society credits, and casino charges are excluded from the Mariner spending bonus.

  • Slots: 1 point for every $2 played.
  • Video poker: 1 point for every $5 coin-in.
  • Table games: points depend on the game, your average bet and how long you play. No fixed rate is published.
  • What points unlock: Free Play, complimentary drinks, spa treatments, wine with dinner and more. Private offers range from Free Play to free or discounted staterooms, which exclude taxes, fees and deposit.
  • Levels: VIP (dedicated host, Welcome Aboard event, gift), Ultimate Games (a chance at $25K in Free Play and prizes, casino host, free casino drinks) and Prestige (Prestige host, free drinks in all bars and restaurants, a complimentary select shore excursion). Holland America does not publish the points needed for each.
  • Checking offers: log in with your Mariner ID, visit HollandAmerica.com/deals or call 1-800-207-3549.
CruiseLookup calculation. $1,000 of slot play earns $1,000 ÷ $2 = 500 points. $1,000 of video poker coin-in earns $1,000 ÷ $5 = 200 points. Coin-in is the total of every bet, including winnings you bet again. Holland America does not publish what a point is worth in comps.

Holland America Match (HAL Match)

Holland America's casino match runs on Ocean Players Club, which describes itself as Carnival Corporation & PCL's global casino rewards program. You submit your loyalty tier at other casinos, and Holland America may send an offer.

  • Open to legal residents of the 50 US states and DC aged 21 or over.
  • Offers may include free or discounted cruises with drinks included, on select sailings.
  • The offer covers the 1st and 2nd guests only; 3rd to 5th guests pay prevailing rates.
  • Free deals exclude the deposit and taxes, fees and port expenses.
  • Eligible guests are emailed in about 7 business days, and you must book within 60 days of the offer.
  • The page is dated 2024 and shows no end date; the program can be changed or ended at any time.

A "free" casino cruise still costs the taxes, fees, port expenses and deposit, and change fees and cancellation penalties can apply. Gambling more to earn an offer rarely beats paying the fare. Carnival runs a similar program; see our cruise casino programs comparison for every line.

Play responsibly. Set a limit you can afford to lose before you sail. If gambling is causing problems for you or someone you know, call 1-800-GAMBLER.

Sources: Holland America's Casino Action page, Ocean Players Club and the Holland America Match terms.

The verdict

Who should care about Mariner Society status

Worth planning around if

  • You book suites at published fares: 4-Star is 15 seven-day cruises, not 29.
  • You spend $300 a day or more onboard as a couple: the bonus can double your pace.
  • You take long voyages: credits follow days, so a 28-day voyage earns 28.
  • You eat in Pinnacle Grill or Tamarind often: 4-Star halves the surcharge.
  • You sail with a third or fourth guest: 4-Star makes their fare free on request on voyages of 14 days or shorter.

Do not chase it if

  • You cruise once a year in a standard cabin without the bonus: 4-Star takes 29 years.
  • You would overspend onboard just to earn credits: $300 buys one credit.
  • You pick cruises on price across lines: a lower fare elsewhere usually beats 2-Star or 3-Star perks.
  • You hope to earn status in the casino: casino charges do not count.

There is no status match with Holland America's Carnival Corporation sister lines. Guests who have sailed Carnival, Princess, Cunard, Seabourn or Costa start as 1-Star Mariners when they first book Holland America, and higher levels count only Holland America sailings. Compare the sister programs in our Princess Captain's Circle guide and Carnival Rewards guide, or see every line side by side in the cruise loyalty programs comparison.

FAQ
What are the Holland America Mariner Society levels?+
There are five star levels. 1-Star comes with your first completed cruise (guests who have sailed Carnival, Princess, Cunard, Seabourn or Costa are enrolled as 1-Star Mariners when they first book Holland America), 2-Star at 30 Cruise Day credits, 3-Star at 75, 4-Star at 200 and 5-Star at 500. Benefits start with your second cruise, and a new level takes effect on your next Holland America cruise.
How many days do you need for 4-Star Mariner?+
4-Star takes 200 Cruise Day credits. In a standard cabin you earn 1 credit per day sailed, so that is 200 days, or 29 seven-day cruises. A suite booked at a published fare earns double credits, so it takes 100 days, or 15 seven-day cruises. The onboard spending bonus can add up to 1 more credit per day sailed.
What are the 4-Star and 5-Star Mariner benefits?+
4-Star adds 50% off specialty restaurant surcharges, specialty coffees, mini-bar purchases and Sommelier Suite packages, free laundry and pressing, priority check-in, tendering and disembarkation, a regional wine tasting and free cruise fares for 3rd and 4th guests on request on voyages of 14 days or shorter. 5-Star adds two complimentary dinners at Pinnacle Grill, Tamarind or Canaletto (cover charge only), one Greenhouse Spa Thermal Suite day pass per cruise on select ships, and up to US$30 toward an internet package.
How does the Mariner Society spending bonus work?+
Holland America gives 1 bonus Cruise Day credit for each $300 of eligible onboard purchases, calculated on the combined folio for all guests on the booking. Only the first two guests on the booking earn it, with a limit of one bonus credit per day sailed, so a 7-day cruise can add at most 7 bonus credits. Casino charges, cash advances, Future Cruise deposits and associated fees do not count.
Does Mariner Society status expire?+
Holland America's Mariner Society page does not list any requalification rule, and The Points Guy reported in October 2024 that members do not have to requalify for status each year. Holland America's terms say it may modify or end the program or change benefits at any time.
Does casino play count toward Mariner Society?+
No. Holland America excludes all casino charges from the onboard spending bonus. The casino has its own program, Holland America Players Club, which earns 1 point per $2 played on slots and 1 point per $5 coin-in on video poker.
Is Holland America changing the Mariner Society?+
In May 2025, Holland America president Beth Bodensteiner called the tiering system outdated and said the line would work on changes that year, as reported by The Points Guy. As of October 15, 2026, we found no announced overhaul, and its official Mariner Society page still shows the same five star levels and thresholds.
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